B\u1ea1n \u0111\u1ecdc g\u1eedi email h\u1ecfi: T\u00f4i l\u00e0 sinh vi\u00ean, gia \u0111\u00ecnh thu\u1ed9c h\u1ed9 ngh\u00e8o. Xin h\u1ecfi sinh vi\u00ean \u0111\u01b0\u1ee3c\u00a0vay v\u1ed1n\u00a0\u0111\u1ec3 h\u1ecdc t\u1eadp l\u00e0 bao nhi\u00eau, l\u00e3i su\u1ea5t vay th\u1ebf n\u00e0o?<\/p>\n\n\n\n

Lu\u1eadt gia Nguy\u1ec5n Th\u1ecb Th\u00fay, C\u00f4ng ty Lu\u1eadt TNHH YouMe tr\u1ea3 l\u1eddi:<\/strong><\/p>\n\n\n\n

\u0110i\u1ec1u 5 Quy\u1ebft \u0111\u1ecbnh s\u1ed1 157\/2007\/Q\u0110-TTg v\u1ec1 t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi h\u1ecdc sinh, sinh vi\u00ean \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i b\u1edfi Kho\u1ea3n 2 \u0110i\u1ec1u 1 Quy\u1ebft \u0111\u1ecbnh 05\/2022\/Q\u0110-TTg quy \u0111\u1ecbnh nh\u01b0 sau:<\/p>\n\n\n\n

1. M\u1ee9c vay v\u1ed1n t\u1ed1i \u0111a l\u00e0 4.000.000 \u0111\u1ed3ng\/th\u00e1ng\/h\u1ecdc sinh, sinh vi\u00ean.<\/p>\n\n\n\n

2. Ng\u00e2n h\u00e0ng Ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i quy \u0111\u1ecbnh m\u1ee9c cho vay c\u1ee5 th\u1ec3 \u0111\u1ed1i v\u1edbi h\u1ecdc sinh, sinh vi\u00ean c\u0103n c\u1ee9 v\u00e0o m\u1ee9c thu h\u1ecdc ph\u00ed c\u1ee7a t\u1eebng tr\u01b0\u1eddng v\u00e0 sinh ho\u1ea1t ph\u00ed theo v\u00f9ng nh\u01b0ng kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 m\u1ee9c cho vay quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 1 \u0110i\u1ec1u n\u00e0y.<\/p>\n\n\n\n

3. Khi ch\u00ednh s\u00e1ch h\u1ecdc ph\u00ed c\u1ee7a Nh\u00e0 n\u01b0\u1edbc c\u00f3 thay \u0111\u1ed5i v\u00e0 gi\u00e1 c\u1ea3 sinh ho\u1ea1t c\u00f3 bi\u1ebfn \u0111\u1ed9ng, Ng\u00e2n h\u00e0ng Ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i th\u1ed1ng nh\u1ea5t v\u1edbi B\u1ed9 tr\u01b0\u1edfng B\u1ed9 T\u00e0i ch\u00ednh tr\u00ecnh Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 xem x\u00e9t, quy\u1ebft \u0111\u1ecbnh \u0111i\u1ec1u ch\u1ec9nh m\u1ee9c v\u1ed1n cho vay.<\/p>\n\n\n\n

\u0110i\u1ec1u 7 Quy\u1ebft \u0111\u1ecbnh s\u1ed1 157\/2007\/Q\u0110-TTg v\u1ec1 t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi h\u1ecdc sinh, sinh vi\u00ean \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i b\u1edfi Kho\u1ea3n 2 \u0110i\u1ec1u 1 Quy\u1ebft \u0111\u1ecbnh 853\/Q\u0110-TTg quy \u0111\u1ecbnh v\u1ec1 l\u00e3i su\u1ea5t cho vay:<\/p>\n\n\n\n

1. L\u00e3i su\u1ea5t cho vay \u01b0u \u0111\u00e3i \u0111\u1ed1i v\u1edbi h\u1ecdc sinh, sinh vi\u00ean l\u00e0 0,65%\/th\u00e1ng.<\/p>\n\n\n\n

2. L\u00e3i su\u1ea5t n\u1ee3 qu\u00e1 h\u1ea1n \u0111\u01b0\u1ee3c t\u00ednh b\u1eb1ng 130% l\u00e3i su\u1ea5t khi cho vay.<\/p>\n\n\n\n

\u0110i\u1ec1u 9 Quy\u1ebft \u0111\u1ecbnh s\u1ed1 157\/2007\/Q\u0110-TTg v\u1ec1 t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi h\u1ecdc sinh, sinh vi\u00ean \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i b\u1edfi Kho\u1ea3n 3 \u0110i\u1ec1u 1 Quy\u1ebft \u0111\u1ecbnh 05\/2022\/Q\u0110-TTg quy \u0111\u1ecbnh v\u1ec1 tr\u1ea3 n\u1ee3 g\u1ed1c v\u00e0 l\u00e3i ti\u1ec1n vay nh\u01b0 sau:<\/p>\n\n\n\n

1. Trong th\u1eddi h\u1ea1n ph\u00e1t ti\u1ec1n vay, \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c vay v\u1ed1n ch\u01b0a ph\u1ea3i tr\u1ea3 n\u1ee3 g\u1ed1c v\u00e0 l\u00e3i; l\u00e3i ti\u1ec1n vay \u0111\u01b0\u1ee3c t\u00ednh k\u1ec3 t\u1eeb ng\u00e0y \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c vay v\u1ed1n nh\u1eadn m\u00f3n vay \u0111\u1ea7u ti\u00ean \u0111\u1ebfn ng\u00e0y tr\u1ea3 h\u1ebft n\u1ee3 g\u1ed1c.<\/p>\n\n\n\n

2. K\u1ec3 t\u1eeb ng\u00e0y h\u1ecdc sinh, sinh vi\u00ean k\u1ebft th\u00fac kh\u00f3a h\u1ecdc 12 th\u00e1ng theo quy \u0111\u1ecbnh, \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c vay v\u1ed1n ph\u1ea3i tr\u1ea3 n\u1ee3 g\u1ed1c v\u00e0 l\u00e3i ti\u1ec1n vay l\u1ea7n \u0111\u1ea7u ti\u00ean. \u0110\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c vay v\u1ed1n c\u00f3 th\u1ec3 tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc h\u1ea1n m\u00e0 kh\u00f4ng ch\u1ecbu l\u00e3i ph\u1ea1t tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc h\u1ea1n.<\/p>\n\n\n\n

3. M\u1ee9c tr\u1ea3 n\u1ee3 m\u1ed7i l\u1ea7n do Ng\u00e2n h\u00e0ng Ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i h\u01b0\u1edbng d\u1eabn v\u00e0 \u0111\u01b0\u1ee3c th\u1ed1ng nh\u1ea5t trong h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng.<\/p>\n\n\n\n

Nh\u01b0 v\u1eady, sinh vi\u00ean hi\u1ec7n nay \u0111\u01b0\u1ee3c vay t\u1ed1i \u0111a l\u00e0 4.000.000\u0111\/th\u00e1ng\/sinh vi\u00ean. L\u00e3i su\u1ea5t \u00e1p d\u1ee5ng v\u00e0 vi\u1ec7c tr\u1ea3 kho\u1ea3n vay v\u1ed1n sinh vi\u00ean \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n theo c\u00e1c quy \u0111\u1ecbnh n\u00eau tr\u00ean.<\/p>\n","protected":false},"excerpt":{"rendered":"

B\u1ea1n \u0111\u1ecdc g\u1eedi email h\u1ecfi: T\u00f4i l\u00e0 sinh vi\u00ean, gia \u0111\u00ecnh thu\u1ed9c h\u1ed9 ngh\u00e8o. Xin h\u1ecfi sinh vi\u00ean \u0111\u01b0\u1ee3c\u00a0vay v\u1ed1n\u00a0\u0111\u1ec3 h\u1ecdc t\u1eadp l\u00e0 bao nhi\u00eau, l\u00e3i su\u1ea5t vay th\u1ebf n\u00e0o? Lu\u1eadt gia Nguy\u1ec5n Th\u1ecb Th\u00fay, C\u00f4ng ty Lu\u1eadt TNHH YouMe tr\u1ea3 l\u1eddi: \u0110i\u1ec1u 5 Quy\u1ebft \u0111\u1ecbnh s\u1ed1 157\/2007\/Q\u0110-TTg v\u1ec1 t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi h\u1ecdc sinh, […]<\/p>\n","protected":false},"author":12,"featured_media":53222,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false,"tdm_status":"","tdm_grid_status":""},"categories":[19],"tags":[],"yoast_head":"\n